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Florida Mortgages & Lowest Rates

Best in Service, Everyday Lowest Rates and Costs.
We search for the best possible rates among several top wholesale lenders saving you time and money. Compare us to your retail bank. Instant savings can be yours plus one-on-one 5- Star Rated personalized service.

Licensed and Certified
We are fully NMLS Certified and compliant. We are a top rated lender on Zillow and rated A+ by the Better Business Bureau. You can count on us. Everyday low rates, personal service, no application fee, and guaranteed closing costs. A winning combination. Get a free quote.

A Complete Product Line.
FHA, Federal VA, Reverse Mortgages, Conventional, Jumbo, and non-conforming loan programs. Whether you are financing a primary residence, second home, or investment property, we have the right loan.

Our Pledge.
We promise to provide you the best possible customer experience at the best possible rates. Take a moment and get to know us.Customer Reviews

Fannie Mae HomePath Mortgage
Buy a FNMA REO home with a low down payment and no PMI.
Learn more.

The Federal Making Homes Affordable® - HARP
The Federal Making Home Affordable® Program or "HARP" was designed to bring relief to borrowers who are currently unable to refinance due to lack of equity, but have good credit and have not made any late payments. We are accepting applications for HARP 2.0 at this time. Be the first to take advantage of HARP 2.0, email us or apply now.

Florida Second Home Mortgages
Up to 90% Conventional Financing is now available for second/vacation homes in Florida. Get a free quote.

Florida Jumbo Home Mortgages available for Primary Residence and Second Homes.Get a free quote.
(primary residence shown)
Up to 80% Financing up to $1,000,000
Up to 75% Financing up to $1,500,000
Up to 70% Financing up to $2,000,000
Up to 65% Financing up to $2,500,000

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Customer Reviews

- Highly likely to recommend
Excellent communication throughout the refinance process. The appraisal was less than I expected but this is the reality of the market right now. Steve gave me the time and information to regroup and look at all the available options after the appraisal came back. In the end he found me a highly competitive deal and made the process easy as compared to prior experiences with direct lenders. He was available for questions even after the closing documents were signed. Steve definitely understands both the mortgage market and customer service. I recommend contacting him first. Justin and Danielle Gainesville FL (3/21/12)

- Highly likely to recommend
After working at a financial institution for 29 years I was hesitant to apply for a mortgage on line. We weren't happy dealing with the representative from Wells Fargo. So we contacted Steve Jacobson. From the beginning he went above and beyond the call of duty. Treating us as though we were the only clients he had. Giving us as much time as needed never rushing us even if he had to repeat something several times until we both understood. It was truly a pleasure working with Steve he was very knowledgeable helpful and accommodating with a great personality. He is a wonderful asset to your team. We wouldn't hesitate to recommend him. Jeff and Kathy Port Orange FL (2/10/12)

- Highly likely to recommend
Hi Steve, Just wanted to take this opportunity to thank you for all your help. It certainly has not been easy, but we are through it and still standing. We hope all is going well and enjoy the New Year. Take care, Ginny and Peter Boissonneau North Port, FL (12/29/11)

- Highly likely to recommend
Steve, WE BE CLOSED! Thanks for all your help – again!! What a wonderful interest rate, and what a smooth process you created for us! Merry Christmas from two of your most avid fans! Tony and Sarah Merritt Island FL (12/6/2011)

- Highly likely to recommend
Steve, Well it’s done, closing went great and I am a home owner. Thanks so very much for all you have done. I couldn’t have gotten here without your knowledge, understanding, professionalism and most of all your patience. You’re the best. Thanks again and remember I owe you that bottle of rum.
Bob Hall, Spring Hill, FL. (11/02/2011)

5 Easy Steps
(1)	(2)	(3)	(4)	(5)
Request Quote	Apply Now	Approve GFE	Order Appraisal	Lock & Close

Ready, Set, Close!

Simply apply online or download a loan application. The application process is fast and easy. At completion of your online application, yourapplication checklist will follow.

Gather the items on your checklist and send. We can prepare a loan decision in minutes.

Mortgages, done.

Request your GFE or Apply.
We can fax or email in minutes.

Secure online application.
About 5-10 minutes to complete.

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